Advancing livelihoods through financial inclusion in Iraq
Advancing livelihoods through financial inclusion in Iraq
English
ILO
The International Labour Organization is the tripartite U.N. agency that promotes Decent Work through employment, social security, labour standards and social dialogue. Its work on skills development is guided by the conceptual framework on Skills to improve productivity, employment growth, and development agreed in 2008 by representatives of Governments, Employers’ Associations and Workers’ Associations. Research, policy advice, and pilot projects and technical cooperation programmes to apply good practices in different circumstances across its 185 member States aims to boost the employability of workers, the productivity and competitiveness of enterprises, and the inclusiveness of economic growth. The ILO Secretariat in offices in 40 countries works with Ministries of Labour, employers’ organizations, and trade unions to integrate skills development into national and sector development strategies in order to better meet current labour market needs and to prepare for the jobs of the future; to expand access to employment-related training so that youth, persons with disabilities and other vulnerable groups are better able to acquire skills and secure productive and decent work; and to improve the ability of public employment services to provide career guidance, maintain labour exchange services, and deliver active labour market programmes.For more information regarding the ILO’s work on skills and employability go to: http://www.ilo.org/skills/lang--en/index.htm; for ILO/Cinterfor's Knowledge Management Plarform, see: http://www.oitcinterfor.org
Migrant workers
According to the ILO global estimates on migrant workers, there were around 164 million migrant workers in 2017.
Migrant workers contribute to growth and development in their countries of destination, while countries of origin greatly benefit from their remittances and the skills acquired during their migration experience. Yet, many migrant workers face challenges in accessing quality training and decent jobs including under-utilization of skills, a lack of employment or training opportunities, lack of information, and exploitation of low-skilled workers.
To address these challenges, countries need to strengthen skills anticipation systems to inform migration policies, increase access to education and training, and establish bilateral or multilateral recognition of qualifications and skills.
Other topic
Case studies and good practices
Case studies that document good practices and illustrate the benefits and lessons learnt of particular approaches or methods in real practice.
National policies and initiatives
National legislation, policies and initiatives on the issue of training and skills development and the world of work.
This study was developed by the ILO under the framework of PROSPECTS, which is funded by the Government of the Netherlands. The ILO is collaborating with different partners to enhance the functioning of the private sector while addressing the barriers to decent self-employment.
This report seeks to provide an overview of the target market and enabling environment for the financial services industry with a view to guiding the structure and implementation of the ILO PROSPECTS pilot initiative.
Section 2 presents an overview of the macro-level country context of Iraq.
Section 3 presents the legislation, policies, regulations and key characteristics of the financial sector.
Section 4 provides an analysis of the target market, including an initial segmentation of the IDP, returnee, refugee and host sub-segments, their socio-demographic profiles, livelihoods and economic opportunities, as well as their demand for financial services.
Section 5 sums up the findings in a presentation of the market size and the scope of the demand for expanded financial services in ILO PROSPECTS focus areas. It also provides a set of recommendations on the implementation of strategic efforts to facilitate the financial inclusion of forcibly displaced people and host communities in Iraq.
